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  Savings Rates
Home > Savings > Online Accounts Savings Rates

Online Accounts
Interest Rates & Key Product Features

Current variable rates effective as at 1 May 2008
Limited issue rates effective from date shown by product name.
Interest rates are subject to variation.

Our Online accounts allow you to check your balance, view your statements and make transfers when it suits you.

Click the product name to see full details.

Investment
Gross p.a.§
/AER†% (variable)
Withdrawal Terms
Payment of Interest
  
£100+
Current
Previous

5.35/5.08
5.95/5.37
Immediate withdrawal. No notice.
Annual:
Interest is paid annually on 31 October.
Notes: You must be 50 years old and above to open this account. Minimum investment £100. Maximum investment £100,000 (£200,000 for joint accounts). You must provide the opening minimum investment of £100 at account opening. Operated online only.


Investment
Tax-Free p.a.^
/AER†% (variable)
Withdrawal Terms
Payment of Interest
  
£10+
Current
Previous
4.55
4.80
Immediate withdrawal. No notice. Account ceases to be an ISA if ISA regulations are not satisfied.
Annual:
Interest paid annually on 5 April.
Notes: Minimum investment £10. Maximum investment up to £3,600 in any tax year (plus previous years investments). Operated online only. For eligibility and restrictions click product name link.

Important notes

§ Gross means the interest rate payable before the deduction of income tax.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

^ Tax-free means that interest payable is exempt from income tax.

Please note: the tax treatment of ISAs may change. This is a cash ISA. You may only subscribe to (invest in) one cash ISA in each tax year (although in any such year you may also subscribe to a stocks and shares ISA, subject to the overall ISA subscription limits). By opening a cash ISA you will be limiting the amount you can subscribe to a stocks and shares ISA. For further information about ISAs (including subscription limits) please refer to the Society’s leaflet ‘Easy Step Guide to Tax-Free Savings’.

Leeds Building Society is a member of the Building Societies' Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £35,000 of an investor's total shares and/or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered, for example deferred shares - permanent interest bearing shares. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

The Society is covered by the Financial Ombudsman Service. The Society subscribes to the Banking Code, which establishes minimum standards of good banking practice. Details of the Code are available at www.bankingcode.co.uk or in the leaflet 'The Banking code' published by the BBA/BSA.

The Society offers some investment products that may be operated through branches and by post and certain products which can be operated by post only.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992.

Other taxes or costs may exist that are not paid by Leeds Building Society.