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  Savings Rates
Home > Savings > Easy Access Accounts Savings Rates

Easy Access Accounts
Interest Rates & Key Product Features

Current variable rates effective as at  1 May 2008
Limited issue rates effective from date shown by product name.
Interest rates are subject to variation.

Our Easy Access accounts offer competitive rates of interest and easy, penalty-free access to your cash.

Click the product name to see full details.

Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£100+
Current
Previous
5.00
5.25

Instant access and unlimited withdrawals can be made as long as the £100 minimum operating balance is maintained.

Annual:
Paid on 1 September (commencing 1
September 2008) Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum balance £100. Maximum balance £100,000.

Notice Period
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
30 days
60 days
90 days
365 days
Current
Previous
5.10
5.35
5.15
5.40
5.20
5.45
5.50
5.75

Withdrawals from each Family+ Notice Account are determined by the notice period you have chosen, either 30, 60, 90 or 365 days or are subject to 30, 60, 90 or 365 days loss of interest on amount withdrawn. Withdrawals are subject to the minimum balance of £20 being maintained.
Annual:
Paid on 1 September (commencing 1
September 2008) Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum balance £20. Maximum balance £25,000.


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£100,000+
£50,000+
£25,000+
£10,000+
£2,500+
Current
Previous
4.50
4.75
4.10
4.35
4.05
4.30
4.00
4.25
3.95
4.20
Immediate withdrawal.
No notice, no loss of interest. Direct Debit, Standing Order, Bill Payment, Bank Transfer facilities available.
Annual:
Interest is credited to the account on 1 June.
Notes: Minimum opening and operating balance £2,500. 0.80% Gross Rate§ p.a./AER† paid below £2,500 until minimum operating balance is restored. Subject to status.  No cash transactions.  Cheque Book & £250 Guarantee Card.


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£500+
Current
Previous
3.85
4.15
Includes donation of 1% of all Caring Saver balances to Charity Partners
Immediate Withdrawal. No notice. Four withdrawals each calendar year without notice or loss of interest. Further withdrawals are subject to 30 days loss of interest or an equivalent amount.
Annual:
Interest paid 1 May. Can be credited to account or transfered to another Leeds Building Society account or paid to your bank account.
Notes: Minimum investment and operating balance £500. Maximum investment: £1,000,000 (£2,000,000 for joint accounts).


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£500+
Current
Previous
4.65
4.95
Immediate withdrawal.
No notice, no loss of interest.
Annual:
Interest credited to account 1 September (commencing 1 September 2006) by direct bank transfer or to
another account with the Society.
Investment
Current
Previous
Withdrawal Terms
Payment of Interest
  
£500+
Gross§
AER†
4.40
4.49
Gross§
AER†
4.70
4.80
Immediate withdrawal.
No notice, no loss of interest.
Monthly:
Interest paid on the last day of each month by direct bank transfer or to another account with the Society.
Notes: Minimum investment and operating balance £500. One direct pension credit must be paid into the account each month.


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£10+
Current
Previous
4.20
4.45
PLUS 0.25% on YoungSaver transferred funds
Immediate withdrawal.
No notice, no loss of interest.
Annual:
Interest credited to account 1 January.
Notes: Available to 18-29 year olds. Minimum balance £10. Incentives apply


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
 
£150,000+
£100,000+
£25,000+
£10,000+
£1+
Current
Previous
3.00
3.25
2.30
2.60
1.55
1.85
1.00
1.30
0.90
1.20
Immediate withdrawal.
No notice, no loss of interest. Direct Debit, Standing Order, Bill Payment, Bank Transfer facilities available.
Annual:
Interest credited to account 1 September.
Notes: Minimum opening balance £100. Choice of Passbook or Cheque Book and Cheque Guarantee Card. Free banking when in credit. Subject to status.


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£100,000+
£25,000+
£2,500+
Current
Previous
3.75
4.00
3.40
3.65
3.25
3.50
Immediate withdrawal.
No notice, no loss of interest. Up to two withdrawals each calendar year*.
Annual:
Interest paid 31 October. Can be credited to account or transfered to another Leeds Building Society account or paid to your bank account.
Investment
Current
Previous
Withdrawal Terms
Payment of Interest
  
£100,000+
£25,000+
£2,500+
Gross§
AER†
3.50
3.56
3.15
3.20
3.00
3.04
Gross§
AER†
3.75
3.82
3.40
3.45
3.25
3.30
Immediate withdrawal.
No notice, no loss of interest. Up to two withdrawals each calendar year*.
Monthly:
Interest paid on the last day of each month by direct bank transfer or to
another account with the Society.
Notes: *Subject to the minimum investment of £2,500 being maintained. If you need to make a third withdrawal during any calendar year, your account will be closed.


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£20+
per month
Current
Previous
5.00
5.25
Includes a 3.00% bonus p.a. (see notes)
One partial withdrawal during the term of the account without notice or loss of interest subject to the minimum balance being maintained.
Annual:
Interest and Bonus paid on 1 March.
Notes: The minimum monthly payment is £20, the maximum monthly payment is £1,000. Fixed 3.00% Bonus paid annually if all monthly payments are made with no more than one withdrawal.


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
 
£10+
Current
Previous
4.45
4.70
Withdrawals must be made by a parent/guardian. Unlimited withdrawals can be made as
long as the £10 minimum operating balance is maintained.
Annual:
Interest is paid on 1 January. Interest is credited to the account.
Notes: Minimum investment and operating balance is £10. The maximum investment and operating balance is £1,000,000. Age Qualification: 0-11 years old inclusive to open an account. At 12 years old, your DinoSaver account will automatically change to the 12-17 year old account available at the time.


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
 
£10+
Current
Previous
4.45
4.70
You can make one withdrawal of up to £250 per week. If you need to withdraw more than £250 or make a further cheque withdrawal within 7 days, a parent or guardian must countersign for the withdrawal.
Annual:
Interest is paid on 1 January. Interest is credited to the account.
Notes: Minimum investment and operating balance is £10. The maximum investment and operating balance is £1,000,000. Age Qualification: 12-17 years old inclusive to open an account. On your 18th birthday, we will transfer your account, including interest, to the Loyalty I-Save account.

Important notes

§ Gross means the rate payable before the deduction of tax.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Leeds Building Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum payment of £35,000, that is 100% of the first £35,000 of an investor’s total shares and/or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered, for example deferred shares – permanent interest bearing shares. Although most shares are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. The Society is a member off the Financial Ombudsmen Service. The Society subscribes to the Banking Code which establishes minimum standards of good banking practice. A copy of the Code is available on request from your local branch or our Customer Helpline on 0113 225 7777.

Other taxes or costs may exist that are not paid by Leeds Building Society.